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Identity Theft Protection - What Is It And Why You Need

Technology and widespread use of the internet has made life easier. It has also opened up a new
breed of criminals. Hackers. Databases stored on the internet become easy prey to someone who wants to access all kinds of sensitive personal information, including name, address, date of birth, social security number, banking information, credit card numbers, and more for malicious intent. It's a hot commodity. Hackers don't necessarily use this information themselves, they may sell it to the highest bidder or hold it for ransom. These people use it to commit all kinds of fraud which is typically described as identity theft.

Identity theft has become one of the most widespread crimes in the United States. Hackers are becoming more capable than ever to tap into highly secured information. Sometimes they only have access to credit card numbers. The assailants can use these stolen credit card numbers to buy items fraudulently. In situations where all information is available, the crimes can range from opening new credit accounts, draining bank accounts of all funds to filing fraudulent tax returns. All of these activities can affect the victim's credit and put the victim in a compromising position without access to money for bills or even not able to apply for credit for their own benefit.

It seems identity thieves are always one step ahead of the latest internet security programs and unable to solve the most complex of encryption. However, since this crime these types of crimes are happening more often and to larger databases, most financial institutions have systems in place to protect the customers. Constantly upgrading and improving the security on their systems is one of them. Large companies used keep quiet about something within their operations failed. Now, threats are so prevalent that these large institutions make announcements and take preventive measures for their customers when they find out that their databases were compromised. They may also monitor accounts for suspicious transactions, issue new credit cards, start a new account for you, among other things. Some institutions will offer complimentary credit monitoring for a limited amount of time.

Identity theft protection is like insurance for your identity. If someone falls victim to this sort of crime, having protection in place can give them peace of mind. These services can offer benefit such as reimbursement of stolen funds, monthly credit score monitoring, spyware/malware protection while you're shopping or paying bills on the internet, legal coverage, use of a credit restoration specialists, generating suspicious activity reports and much more. Identity theft protection may have seemed frivolous twenty years ago, not now. Living in the information age, it is important to protect the most valuable information you possess, your identity. Crimes continue to evolve just as technology does. Having identity theft protection has become just as important as car insurance and homeowner's insurance. Every protection plan is not made equal but having some coverage is not having any.

Fancy Free, LLC. provides credit monitoring and identity theft insurance at very reasonable prices. We help people protect their credit and create residual income from other essential products and services. Contact us at (410) 929-0302 to learn more about how Fancy Free, LLC. can help you.
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